At we want you to have some protection from untrustworthy personal lenders and other dishonest businesses that engage in loan practices that are unlawful and unethical so you can make good financial decisions.

Trust and Truth

All relevant provisions of fair lending regulation such as the Truth in Lending Act apply to all fundsresquestonline.com practices and policies. Prior to you giving consent to a loan agreement, the loan provider is legally obliged to give you in writing (possibly electronically) information about the exact fees, rates, charges, roll-over charges and all other applicable details. To learn more about what you need to consider before signing a loan agreement, visit our Rates and Fees section.

Fair Lending

All lenders are have to use only "fair lending" practices as required by the Dodd-Frank Wall Street Reform Act. The responsibility for enforcing fair lending rules and regulations lies with the Consumer Financial Protection Bureau (CFPB).

Current State Regulations

Applicable federal and state regulations treat as a requirement for lenders to follow. This includes sticking to state laws regarding interest rates, fees, maximum loan terms, roll-over limits, cooling-off periods between loans, and any other loan terms. The lenders that are recognized as an extension of an Indian Entities Recognized Tribe operate as independent sovereign nations. This means they may not have to follow local laws regarding fees, rates, and any other loan terms, these lenders still must comply with all federal lending laws including the Truth in Lending Act.